Privacy Policy for Bourdillon Technologies Limited.
Geneva Loan Application
1. Introduction
This Privacy Policy describes how Bourdillon Technologies Limited ("we", "us", "our") collects, uses, and discloses personal information when you use the Geneva loan application (the "App"). By accessing or using our App, you agree to the collection and use of your information as described in this policy. This policy may be updated periodically, and we encourage you to review it regularly.
2. Interpretation and Definitions
2.1
Interpretation The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
2.2
The default interest rate: For the purposes of this Privacy Policy:
- App: The Geneva loan application developed by Bourdillon Technologies Limited.
- Personal Data: Any information that relates to an identified or identifiable individual.
- Service: The Geneva loan application provided by Bourdillon Technologies Limited.
3. Collecting and Using Your Personal Data
3.1
Types of Data Collected While using our Service, we may collect the following types of Personal Data:
- Contact Information: Name, email address, phone number, address.
- Identification Information: National Identification Number (NIN), photograph, date of birth, image of government-issued identity document (e.g., International Passport, Driver's License).
- Financial Information: Bank Verification Number (BVN).
- Usage Data: Information about your interaction with our App, such as pages visited, time spent on pages, and device information (e.g., IP address, browser type).
3.2
Use of Your Personal Data We use the collected data for various purposes:
- To provide and maintain our Service, including assessing loan applications and managing accounts.
- To personalize your experience and improve our Service.
- To communicate with you, including sending updates, notifications, and marketing materials related to our services.
- To comply with legal obligations and protect our rights.
3.3
Disclosure of Your Personal Data We may share your Personal Data with:
- Service Providers: Third-party companies or individuals we engage to facilitate our Service or assist in analyzing how our Service is used.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, your Personal Data may be transferred.
3.4
Data Retention We will retain your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy. We may also retain Usage Data for analysis purposes.
4. Security of Your Personal Data
We prioritize the security of your Personal Data but acknowledge that no method of transmission over the internet or electronic storage is completely secure. We implement reasonable measures to protect your data, but we cannot guarantee absolute security.
5. Your Rights
You have the right to:
- Access, correct, or delete your Personal Data.
- Object to the processing of your Personal Data.
- Withdraw consent to process your Personal Data where applicable.
- To exercise these rights or for any inquiries regarding your Personal Data, please contact us using the information provided below.
6. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy periodically to reflect changes in our practices or for legal reasons. We will notify you of any changes by posting the updated policy on our website or through other means of communication.
7. CONTACT US
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Bourdillon Technologies Limited
[email protected]